How Umbrella Policies Work

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Many people are unsure what umbrella policies are and whether or not they are beneficial to themselves and their businesses. At Radius Insurance Agency, we’re here to help. We will explain the basics of umbrella policies and how they can help you.

Umbrella policies supply extra coverage in the event of a lawsuit. Just as umbrellas shield you from rain, umbrella policies protect you from losing the entirety of your wealth and assets. These policies supplement your personal policies by covering beyond the limits of liability associated with those policies. Also, you chose how much more it covers; typically starting around $1 million.

The graphic explains the benefits and how they work as well, should you have any questions or would like to speak to someone regarding an umbrella policy we can help. We are available to speak in our office, on the phone, or via email.

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