Halloween brings out goblins and ghouls, witches and mummies. It’s a holiday of entertainment, filled with sweets and costumes, but don’t let the risk of a major home insurance claim ruin the fun of turning your home into a haunted house. It’s important for homeowners to take precautions and practice Halloween home safety!
- Make sure walkways and steps to the front door are clear of any clutter that could cause someone to trip.
- Repair loose railings on outdoor steps to prevent an accidental fall.
- Light dark walkways and make sure your porch light is working as well.
- Don’t leave burning candles unattended indoors or outside – in jack-o-lanterns, for example. A pumpkin that accidentally gets knocked over could ignite a costume or even dry leaves on the ground. Try illuminating with small flashlights or small LED lights instead.
- Clean the yard of debris, branches, rocks, yard tools, toys, or anything that could cause someone to slip, trip or fall. Fill in holes on the lawn that could cause a fall.
- Move small potted plants, water hoses, and yard decor that might present a safety hazard.
Plan to secure pets indoors or away from kids trick-or-treating. Some animals may become frightened by the noise and costumes, and could bite or bolt through an opened door.
Using the above tips will help you and avoid exposure to Homeowners Insurance claims.